UFCW LOCAL 7 Members are Invited

to Come Learn More About Your Upcoming Retirement: 

Pre‑Retirement Seminar Overview

Our Pre‑Retirement Seminars provide members with a comprehensive understanding of the key decisions and benefits that shape a secure and well‑planned retirement. Throughout the day, participants hear directly from subject‑matter experts who cover essential topics, including:

🏥Medicare – An in‑depth explanation of Medicare eligibility, enrollment timelines, and coverage components.

🧓Social Security – Guidance on benefit options, claiming strategies, and how Social Security fits into your overall retirement plan.

💼Financial Planning – Core financial concepts to help you prepare for long‑term stability, manage retirement income, and build confidence in your financial future.

🏠Reverse Mortgages – An overview of how reverse mortgages work, who they benefit, and considerations for using home equity responsibly.

📄Estate & Personal Planning – Presented by Malea Nicholson, offering insight into wills, powers of attorney, and organizing important documents.

🧾Pension & Retiree Health Benefits – Zenith Administrators will present how to start the pension and retiree health process, what steps to expect, and general guidance (not individualized pension information). (Kaiser members excluded)

🩺Health Coverage for Medicare‑Eligible Retirees – A clear explanation of available health plan options and support for members who qualify for Medicare.

👤Pre‑65 Retiree Health Coverage – Separate sessions outlining UMR and UHC options for retirees who are not yet Medicare‑eligible.

❓Open Q&A Session – An opportunity to receive personalized answers and clarification on any topic covered during the seminar.

These seminars are designed to empower members with the knowledge, resources, and confidence needed to navigate retirement successfully. Whether you are preparing to retire soon or simply planning ahead, this program provides valuable guidance every step of the way.